I can remember how proud I was when Candace and I received our first credit card. We had grown up. We had reached adulthood. We were in for a ride we hadn’t planned on. We agreed that we would pay it off every month. We agreed that we wouldn’t use it as a crutch. We agreed we would use it for emergencies. We had good intentions. And then it happened. I mean everyone was doing it. We didn’t pay it off one month. And then another month. It was weird looking back and trying to figure out where we had gone wrong. And how we had bought into the idea that “we needed a credit card.” We didn’t. And when we experienced enough pain or frustration at trying to become somebody we weren’t, we cut our credit cards. It was weird like I was quitting a drug or alcohol habit. All sorts of mental tricks played on our minds. But a calming voice kept speaking, “You were saved to be free.” And the truth is we weren’t free. We were slaves as long as we kept buying into the lifestyle we had allowed ourselves to get accustomed to. Now it has been years since we have had a credit card and the freedom is beautiful. It is kind of like trying to describe a sunset to someone on the phone…it’s hard to do.
So how are credit cards working for you?
Are there some untruths that you are using to justify your credit card usage?
Are you free in your finances?
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